Testimonials
"I feel a great sense of relief! John completed a thorough needs analysis and was able to lay out a series of high quality options for our family. I liked the fact that he moved at a good pace but didn’t push. John and I have known one another since high school at portsmouth Abbey, but you don’t have to know him so long to be comfortable with his approach. He simplified a potentially confusing process, recommended solid solutions, and we got it all going. I’m enjoying the peace of mind as we build on that for our family’s future."
Christopher A.M. Low, Chief Economist FTN Financial (formerly First Tennessee TN), NYC
"My wife Karen and I met John volunteering at LaSalle Academy over 3 years ago. I’m very comfortable working with him. I evaluate financial strategies and make decisions every day in my role as the COO and CFO for Westerbeke, so I value working with an agent who demonstrates expertise and product knowledge. John helped me assess our existing coverage and made inquiries on my behalf with a variety of strong companies. With John’s help, I’ve been able to improve our situation significantly. Besides being competent and trustworthy, John cares and does the right thing for his clients."
Gregory Haidemenos, Chief Operating & Financial Officer Westerbeke Corp, Taunton MA
"I've worked with hundreds, if not thousands, of professionals in my role as an insurance specialist, an attorney and an entrepreneur. I actually encouraged John to let me submit him a testimonial because he has the unique qualities you look for in your agent, and that's rare. John is trustworthy, professional, intelligent, and persistent, all of which enable him to do what he does and do it well. I have also known John all my life, and have absolutely no reservations using him as my personal insurance agent. When I compare my previous experience, John is doing a superior job helping me to assess and improve my situation, for me and my son."
Philip J. Collias Esq JD, Vice Pres. Lockton Insurance & Risk Management Specialists, Los Angeles, CA
"John was patient, persistent and professional. That's exactly what my wife and I needed to be sure we understand our existing coverage, and our options going forward. His assessment helped us gauge our needs, meet a budget and look ahead optimistically. We are happy with the work he does for our family."
Jeff Codman, Birds Eye View Helicopter, Newport Airport, RI
"In the reverse mortgage and brokerage business, I help people understand different financial
strategies. Everyone's situation has unique aspects and challenges. As I do for my clients, I appreciate it when another professional helps find the right solutions for my situation. I feel confident in how John Cummings and his company address financial security for my family. JC goes the extra mile. He patiently completed a thoughtful process, explaining and investigating all the solutions that make sense, and we feel good about it. The relationship will help us adjust as we go. JC is the kind of agent I want on my side."
Tim Bradford, Reverse Mortgage Specialist, Direct Finance Corp (in Fall River), North Dartmouth MA
Since Maya and I first spoke to JC about coverage a couple of years ago, we got married, we each have new jobs and we began house hunting with a new baby on the way. We felt confident relying on his guidance. JC was able to deliver strong coverage options we did not initially know we could get. With all our competing priorities, and the economic uncertainty, I appreciate JC doing all the leg-work. He really made the process quite painless and informative.”
Aaron D. Fernandes, Software Engineer, Arlington MA
"To get right to the point, JC (John Cummings) helped us address our financial security situation very efficiently. For a few years now, we've been trying to get around to putting the right pieces in place for our growing family. JC kept us focused, asked the right questions, and did a thorough analysis. He then provided options that make sense for us. It feels like a relief to finally have a program with such a strong company, and a relationship with an agent we trust."
Kenneth A. Sullivan Jr., Seafood Wholesaler, Westport MA
"We joked about this, but frankly, I told John he ‘had us at hello’. I went to high school with John Cummings, so I know he has both a high level of integrity, and a strong work ethic. John took what would normally be a tedious process, which I was not so enthusiastic to tackle myself, and he made it more navigable. He has a passion for the business and genuinely cares about his clients. John’s product knowledge helped us understand and choose options we would never have found on our own. We are now glad we accomplished this and feel very confident about the relationship and what we have in place for ourselves, and our girls. It’s great to have a friend in the business!”
David McLellan, First Group Commercial R.E. Specialist based in Hingham MA
“With our first child on the way, we wanted to be prepared financially, just in case. We called the Northwestern Mutual Financial Network, because we already knew the high quality reputation they maintain. We are extremely satisfied that John Cummings answered that call. John is professional and personable, and we trusted him almost immediately. We expect our relationship will grow even more comfortable over time as our needs change, and we’d encourage others to make that call…you’ll feel confident with the right relationship and a solid team on your side.”
Cristin & Chris Poirier, Therapist & Psychology Professor at Stonehill College, MA
"With five kids and many activities, financial security needs for our family are a little complex and always evolving. Diane and I have worked with a few financial representatives in our area, but have never been really satisfied with what we got for products or service. JC (John Cummings) gives us more of what we need, he stays in touch without smothering us, he helps us understand the products and services that make the most sense for our family, and he is responsive to our need to keep it affordable. We would recommend him to our friends.
Michael Amaral of Westport MA, Electronics Engineer, Naval Undersea Warfare Center, Newport RI
"John Cummings is both professional and personal in working with me. I feel comfortable with his level of experience and knowledge. No one ever knows it all, so when John was willing to double check certain details with a specialist to make sure he got it right for me and my family I was convinced he was the right guy for the job. I like John's candor and look forward to working with him as things change."
Gregory Koskinas, Bain Capital LLC, Boston MA
"John Cummings helped us analyze our situation without trying to 'sell us' something. He really did leave things up to us. That's refreshing! After producing a detailed Needs Analysis for us, John showed us a number of suitable options from Northwestern Mutual. He took the time to discuss how our family business might offer coverage and solutions before he would even put a policy in place! I've known John since we were kids. For anyone who wants to deal with a fun, honest, and caring professional, I'd say 'call John Cummings' "
Anne M Brown, Teacher & RI Business Owner, Westport MA
"I was referred to John Cummings by a trusted family member to help my mother with her financial needs. As we considered a variety of ways to provide support for mom, we considered medical costs, nursing home care, long term care, and creating an income stream. John researched our questions, explained how different products work, and was reliable and patient through a time sensitive process. I wish we had started working with him much earlier. I would enthusiastically recommend John to help any of my clients or friends."
Alexis Dale, Licensed Mortgage Broker, Sarasota FL
"My wife and I have known JC (John Cummings) for over 20 years. JC is thorough, patient and reliable. In a period of change in our lives, he has been helpful in dealing with a variety of issues. JC made sure our new coverage would provide maximum protection for my family. He addressed our needs with some interesting ways we might take advantage of financial value we have built up in our older policy. As I considered starting my own business, JC is helping us keep all our options open as things unfold, and we know he is guiding us the right way. I'd recommend JC to anyone I know.
Douglas Oliveira, Building Contractor, Westport MA
"JC (John Cummings) and his wife are lots of fun. I met them a couple of years ago, when we were all working at Roth Capital, and they've become great friends. The fact-finding interview JC did with me helped me consider the possibilities, and how I can protect myself financially from the unexpected. Now, I feel relieved in knowing more about where I stand and what steps I can take to be in a better position to reach my goals. I'd recommend JC to anyone who asks."
Jacquelin Lackey, Investment Banking Office of Byron Roth, Roth Capital Partners, LLC of Newport Beach CA
"I've known JC (John Cummings) for many years, and I've been a Northwestern Mutual client for many years, as well. When JC told me he joined Northwestern Mutual Financial Network, I immediately moved my accounts to him because I know he cares, shares many of my values, and will do a great job for me and my family. Now he's helping us enhance our business benefits package."
Dr. Steven Fors, D.C., Private Practice & Town Moderator, Westport MA
The personal financial needs and results of the clients who provided the statements above may not reflect the experience of other clients. Please discuss your personal financial situation with your Northwestern Mutual Financial Representative before purchasing any product or service. Please keep in mind that working with a Northwestern Mutual Financial Representative or any other financial services provider is not a guarantee as to future investment success.
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