John Cummings III
Contact Me

Office: 401-331-8300 ext 2919

275 Promenade St Ste 300
Providence, RI 02908-5755

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Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

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Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

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Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Welcome!

John Cummings is passionate about helping people. He simplifies the process to articulate financial goals for their business and family.  Then, John benchmarks progress and helps suggest action to achieve those goals.  He helps identify concerns for financial security protection, income and retirement benefits.  John introduces those with unique needs to the high level of expertise within his team and network.  There are a variety of ways to help business continuation or family wealth transitions across generations, and John leverages experienced joint work partners to identify strong and effective solutions.  These may include various investment strategies or insurance to reach their objectives. 

With his commitment to providing innovative solutions using world class insurance services and internationally recognized investment products, John always looks out for the interests and needs of his client first, while leaving it up them as to what solutions they want to pursue. 

     " Now, more than ever, people need honest guidance and the support of a solid organization.  I am proud to offer both. Who knows if I can help you? Let's just talk about it." 

John B Cummings lll, Financial Representative, Registered Representative & Insurance Agent

 

What do clients say about working with John Cummings

"I've worked with hundreds, if not thousands, of professionals in my role as an insurance specialist, an attorney and an entrepreneur.  I actually encouraged John to let me submit him a testimonial because he has the unique qualities you look for in your agent, and that's rare. John is trustworthy, professional, intelligent, and persistent, all of which enable him to do what he does and do it well..."

Philip J. Collias Esq JD, Vice Pres. Lockton Insurance & Risk Management Specialists, Los Angeles, CA 

 "John was patient, persistent and professional...exactly what [we] needed...We are happy with the work he does for our family.” 

Jeff Codman, Birds Eye View Helicopter, Newport Airport, RI
 
 
"...With all our competing priorities, and the economic uncertainty, I appreciate JC doing all the leg-work. He really made the process quite painless, and informative.” 
 
Aaron D. Fernandes, Software Engineer, Arlington MA
 
"JC goes the extra mile.  He patiently completed a thoughtful process, explaining and investigating all the strategies...and we feel good about it...JC is the kind of agent I want on my side."
  
Tim Bradford, Reverse Mortgage Specialist, Direct Finance Corp (Fall River), No. Dartmouth MA
 
"To get right to the point, JC (John Cummings) helped us address our financial security situation It feels like a relief to work with such a strong company, and have a relationship with an agent we can trust."
 
Kenneth A. Sullivan Jr., Seafood Wholesaler, Westport MA 
 
"We joked about this, but frankly, I told John he ‘had us at hello’...It's great to have a friend in the business!"
 
David McLellan, First Group Commercial R.E. Specialist, Hingham MA
 
 For more testimonials: click here 
 

Lending a hand along the South Coast

John and his Providence Network Office support charitable events for organizations such as

 
In addition to past service as coach to Westport United Youth Soccer and town basketball leagues, John Cummings is a supporter of
 
John (JC) regularly volunteers at charitable events, such as 
 

 

Join JC, lend a hand in your community. 

 

My Mission

My mission statement is in your hands.  It's up to you.

Let's talk about you, your children, your goals, your business, your dreams. Do you want to protect and benefit yourself and those who rely on you? I can guide you but I need your help. With a quiet conversation, I can help to ensure you are making smart decisions. I will  only  recommend  options if they suit your needs and cash flow. I have unique access to world class products, extensive support and solid resources. 

I will help you articulate your goals, benchmark your progress, and, if possible, improve your strategy. Especially in today's economy, you should feel confident you really are taking steps to get  "all set" or achieve financial security, whatever that means to you.  Another opinion...why not !

In the Northwestern Mutual Financial Network, we do things differently.  We get to know our clients before we determine how we might assist. In all situations, I make only those recommendations that are appropriate, and which I would follow for myself and my family, if faced with a similar situation.  You decide if you like them.  Ultimately, it's up to you...so let's talk about your options.

---John B Cummings lll

Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.