John B Cummings III

Office: 401-457-2919
401-331-8300 ext 2919

275 Promenade St Ste 300
Providence, RI 02908-5755

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Dividend Announcement

Northwestern Mutual announced a 2012 payout of nearly 5 billion dollars – the second largest in our company’s history to clients who own life, annuities, DI and long-term care policies.

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Permanent Life Insurance and Building Financial Security

Build Your FoundationView this brief video to learn about the major benefits permanent life insurance can offer, from cash value accumulation to tax benefits and more.

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Northwestern Mutual Named #1

FORTUNE® magazine named Northwestern Mutual the “World’s Most Admired Company” in the life insurance industry.

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Welcome!

John Cummings is passionate about helping people. John introduces a high level of expertise within his team and network.  He leverages a variety of ways to help business continuation or family wealth transitions across generations, and John leverages experienced joint work partners to identify strong and effective solutions, which may include various investment strategies or insurance. 

With his commitment to providing innovative solutions using world class insurance services and internationally recognized investment products, John always looks out for the interests and needs of his client first, while leaving it up them as to what solutions they want to pursue.
 


Client Testimonials for John Cummings

"Painless! John is trustworthy, professional and educated...he helped us take it to the next level." 
 
Rob Beede
Architect
Concord, MA
 
"Step one is getting in the door. John Cummings is one of the good guys, and we wouldn't be working with him otherwise. We met him through LaSalle Academy a few years ago...As small business owners and entrepreneurs, we recognize the importance of diversifying ourselves, and we see a value in considering how types of personal insurance may be used to protect what we've worked hard to achieve..."
Jay & Elaine Nelson
President, Excel Tire Gauge
Cranston, RI
 
"I feel a great sense of relief! John completed a thorough needs analysis and was able to lay out a series of high quality options for our family. I like the fact that he moved at a good pace but didn’t push. ...and we got it all going. I’m enjoying the peace of mind as we build on that for our family’s future."
 
Christopher A.M. Low
Chief Economist FTN Financial (formerly First Tennessee TN)
New York, NY
 
"My wife Karen and I met John volunteering at LaSalle Academy over 3 years ago. I’m very comfortable working with him...With John’s help, I’ve been able to improve our situation significantly. Besides being competent and trustworthy, John cares and does the right thing for his clients."
 
Gregory Haidemenos
Chief Operating & Financial Officer, Westerbeke Corp
Taunton, MA
 
"I've worked with hundreds, if not thousands, of professionals in my role as an insurance specialist, an attorney and an entrepreneur.  I actually encouraged John to let me submit him a testimonial because he has the unique qualities you look for in your agent, and that's rare. John is trustworthy, professional, intelligent, and persistent, all of which enable him to do what he does and do it well..."
 
Philip J. Collias Esq, JD
Vice President Lockton Insurance & Risk Mgmt Specialists
Los Angeles, CA
  
"JC goes the extra mile.  He patiently completed a thoughtful process, explaining and investigating all the strategies...and we feel good about it...JC is the kind of agent I want on my side." 
 
Tim Bradford
Reverse Mortgage Specialist, Direct Finance Corp (Fall River)
No. Dartmouth, MA
 
"To get right to the point, JC (John Cummings) helped us address our financial security situation It feels like a relief to work with such a strong company, and have a relationship with an agent we can trust."
 
Kenneth A. Sullivan Jr.
Seafood Wholesaler
Westport, MA
 
"We joked about this, but frankly, I told John he ‘had us at hello’...It's great to have a friend in the business!" 
 
David McLellan
First Group Commercial Real Estate Specialist
Hingham, MA
  
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My Mission

It's up to you.

My mission statement is about you, your children, your goals, your business, your dreams.

I can help you protect your assets to benefit yourself and those who rely on you. By sharing an extensive network of support and solid resources, we will:
--- A) articulate your goals,
--- B) benchmark your progress,
--- C) strive to improve your strategy .....

After the ABC's, you decide if you want to pursue solutions with my help. Feel the confidence of taking the right steps toward achieving financial security, however you define it. In our network, it's not a transaction...it's our relationship for the longterm that matters. We get to know you before we determine how we might help. Let's talk... It's up to you!" 
 

Now, more than ever, people need honest guidance and the support of a solid organization. I am proud to offer both. Ultimately, it's up to you to just talk with me about it. Let's see how we can help you!